FEMA-backed risk lookup

    Am I in a Flood Zone?

    Check flood risk for your address using FEMA data — free, no sign-up required.

    Free · no email · uses FEMA National Risk Index + state hazard data.

    What to do

    Preparation, response, and recovery steps for River Flooding.

    • Know your flood risk — check FEMA flood maps
    • Get flood insurance (standard policies don't cover floods)
    • Never drive through flood waters — Turn Around Don't Drown
    • Elevate furnaces, water heaters, and electrical panels
    Ready.gov: River Flooding guidance

    Size your supplies

    Water and food targets for your household, based on FEMA guidance.

    How much should you store?

    FEMA's rule of thumb is 1 gallon of water per person per day. Set your household and target.

    Days of supply

    Water

    28 gallons

    9 cases of bottled water

    Food

    56k calories

    4 people × 7 days, non-perishable

    Pets

    no pets set

    Track all of this with reminders when items expire — free with a GridPrepped account.

    Top states by river flooding risk

    Louisiana

    LA

    Very High

    Texas

    TX

    Very High

    Alabama

    AL

    Relatively High

    Arkansas

    AR

    Relatively High

    Florida

    FL

    Relatively High

    Frequently asked questions

    How do I find out if I'm in a flood zone?

    Enter your zip code above. GridPrepped uses FEMA National Risk Index data to show your area's flood hazard rating. For property-level Special Flood Hazard Area (SFHA) lookup, visit FEMA's NFHL viewer at msc.fema.gov.

    Does a low flood risk mean I don't need flood insurance?

    No. More than 25% of flood claims come from areas outside high-risk zones. Standard homeowners insurance does not cover flooding. Consider NFIP or private flood insurance regardless of zone.

    What's the difference between a 100-year and 500-year flood?

    A '100-year flood' has a 1% chance of occurring in any given year — not once per century. A '500-year flood' has a 0.2% annual chance. Over a 30-year mortgage, the 100-year flood has a 26% cumulative chance.

    Data sources

    FEMA NRI
    NOAA
    USGS
    EPA AirNow
    NIFC

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